Smart Money Processing: Total. Flexible. Affordable

Our Company

Founded in 1991, ArJay Data is a payment transaction processing company located in Northern Virginia. The success of ArJay Data is based on its integrity, its commitment to clients and employees, and on its quality performance. What has evolved from this strategy is a company that meets the needs of a broad client base across the USA. With our broad range of services, ArJay Data has met the rigorous demands of business for over 17 years by consistently delivering proven value, premier services and trusted solutions. And we are committed to providing even higher levels of performance in the future through a highly responsive, world-class organization that fully supports every customer's needs.

ArJay Data has experienced continuous growth since receiving its first live transaction in October 1991. Currently, ArJay clients process millions of transactions each month.

Minimize Risk & Measurable Reduce Losses

ArJay Data solutions dramatically reduce check fraud by detecting and preventing it. Our systems provide access to negative check data housed in our secured database which compiles information from thousands of our check cashing facilities nationwide. In addition you receive recommendations from the system that help your store avoid cashing bad checks. ArJay Data solutions access check cashing history and can verify maker data by confirming information with online check verification databases.

Improve Customer Service and Loyalty

ArJay Data solutions leverage an exclusive patented multi-store enrollment technology that allows your customers to enroll at any one of your locations. On subsequent visits, customers need only place his/her finger on the scanner to safely and securely cash checks. The information is shared across all of your stores and is easily accessed at a corporate level for detailed reporting.

Generate Fee-Based Income

Generate immediate, recurring fee-based income on check cashing services or use the Paycheck Secure voucher feature to issue fee rebates that are tied to in-store shopping.

Protect yourself from the inherent risks of check cashing by using ArJay Data solutions, so you can grow your check cashing business and increase profits.

• Be confident you know your customer
• Instant access to the largest national biometric database
• Easier government compliance
• Faster access to funds with Electronic Deposits

Get a piece of the $2.6 billion check cashing market. Offer check cashing services to your customers and enjoy:

• Additional fee-based revenue
• Increased store traffic and sales
• Improved customer loyalty
• Prepaid card option reduces cash on hand requirements

Now you can implement a liberal check cashing program, while protecting yourself from the exposure of risky transactions.

• Minimize Risk & Measurable Reduce Losses
• Improve Customer Service and Loyalty
• Generate Fee-Based Income
• Customers enroll once and can transact throughout your entire chain