Check Cashing
BioPay Paycheck Secure - Lowest Rate of Returned Checks In The Industry
ArJay Data offers BioPay Paycheck Secure - a secure check cashing system that uses the latest fingerprint scanning technology and the nation's largest commercial biometric database to reduce check cashing fraud. With proven technology and millions of registered members, our BioPay Paycheck Secure product is the leader in biometric check cashing.
Bring the advanced features of BioPay Paycheck Secure to your business:
- Look up customers with their fingerprint - no ID required after enrollment
- Automatically verify each transaction against our proprietary national database of bad check writers
- Monitor your business from any location with secure web reporting
- Speed check cashing transaction time - faster and more secure than traditional check cashing methods
- Verify that negative maker information has not been reported
- Deposit checks electronically (upon qualification) - significant time savings more secure transactions and faster access to funds
- Easily comply with government regulations - online CTR and SAR reports as well as SDN OFAC list screening *
- Participate in an optional guarantee program for all payroll checks
What makes BioPay Paycheck Secure different?
- Counterfeit check - Low MICR Warning - BioPay Paycheck Secure analyzes the magnetic ink and flags possible counterfeit checks
- Database backup - all your valuable check cashing data is backed up automatically
- Returned check report - perfect to give to law enforcement when reporting bad checks
- 24/7 online reporting - allows you to view information via the web including system totals, customer transactions and maker information
- Bilingual training and support
Benefits
- Cash more checks faster and with less risk
- Minimize check fraud
- Speed transaction time
- Increase revenue
- Make bank deposits faster and safer
- Manage transaction data 24/7
Features
- Positive customer identification
- Access to bad check data
- Electronic deposits
- Government reporting
- Web reporting
- Professional installation
Component Specifications:
- Full installation
- Management and staff training
- Standard software upgrades
- Shared national negative database
- Optical biometric fingerprint scanner (with one-to-many identification)
- Electronic check reader that verifies and images checks (single or double-sided* readers available)
- Digital PC camera
- ID scanner that auto-populates onscreen fields*
- Receipt printer*
